Glossary of Terms
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Resources/Glossary of Terms
Fannie Mae (Federal National Mortgage Association) - A private, shareholder-owned company sponsored by the federal government to ensure that mortgage money is available for people in communities all across America. Similar in mission and economic...
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Federal Credit Union Act (FCUA) - The source of authority for all federally chartered credit unions and governs the coverage and terms of insured accounts at all federally insured credit unions. The FCUA also determines the structure and duties of...
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Federal Deposit Insurance Corporation (FDIC) - Federal agency that regulates State-chartered and insured nonmember banks and savings banks that are not part of the Federal Reserve System. The FDIC directly examines and supervises about 5,250 banks...
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Federal Disaster Assistance - Emergency help provided to communities and individuals by the federal government after a federally declared disaster. Disaster assistance to individuals is generally in the form of a family grant or loan that must be...
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Federal Emergency Management Agency (FEMA) - The federal agency under which the National Flood Insurance Program is administered. In March 2003, FEMA became part of the newly created U.S. Department of Homeland Security. FEMA's mission is to reduce...
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Federal Financial Institutions Examination Council (FFIEC) - A formal federal interagency body which prescribes uniform principles, standards, and report forms for the federal examination of financial institutions. The FFIEC provides the standards...
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Federal Housing Administration (FHA) - A federal agency run by the Department of Housing and Urban Development's Office of Housing that insures mortgages on single family and multifamily homes including manufactured homes and hospitals. The FHA is...
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Federal Insurance Administration (FIA) - Federal entity within FEMA that directly administers the National Flood Insurance Program.
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Resources/Glossary of Terms
Federal Policy Fee - A flat charge that the policyholder must pay on each new or renewal policy to defray certain administrative expenses incurred in carrying out the National Flood Insurance Program. This fee covers expenses not covered by the...
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