Glossary of Terms
Glossary of Terms » Resources
Resources (260)
Resources
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RSS FeedResults 51 - 60 of 260
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Resources/Glossary of Terms
Date
of Construction - The
date that the building permit was issued, provided the actual start of
construction, repair, reconstruction, or improvement was within 180 days of the
permit date.
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Resources/Glossary of Terms
Deed of Trust - Legal document that conveys title of real estate to a third party (trustee) who holds the title until the owner of the property has repaid the debt. In states where it is used, a Deed of Trust accomplishes essentially the same...
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Resources/Glossary of Terms
Determination - See Flood Zone Determination.
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Resources/Glossary of Terms
Disaster
Recovery Plan - See
Emergency Recovery Plan.
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Resources/Glossary of Terms
Discount Point(s) - Amount paid up front by the borrower or seller to the lender. Points increase the lender's yield on the mortgage and decrease the borrower's interest rate. One point is equivalent to one percent of the loan amount.
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Resources/Glossary of Terms
Dispute - Recheck, initiated by the client, of a completed CoreLogic flood zone determination. Once a dispute is initiated, CoreLogic compliance professionals will review the determination for accuracy based on the FIRM and advise the client of the...
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Resources/Glossary of Terms
Dwelling Form - A version of the Standard Flood Insurance Policy (SFIP) issued to insure a building or condo unit and/or residential contents on a single family or a two- to four-family dwelling. See also General Property Form and Residential...
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Resources/Glossary of Terms
Earnest Money - Deposit of money given to bind the sale of real estate, usually held in escrow until the loan closes.
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Resources/Glossary of Terms
Effective Date - Date on which a FIRM, FHBM, or LOMC has become effective for lender use. While community officials may begin disseminating and using new FEMA letters or map graphics while those FEMA documents are still at a preliminary stage (i.e.,...
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